Qualified insurance plans (group or individual) allow individuals to open these accounts at a specific financial institution, and elect to have money automatically withheld from their paychecks before taxes, and deposited into the HSA, with annual contributions limits. (fiscaltiger.com)
Also worth mentioning is that when choosing a GIC with a specific financial institution, first check their posted rate and compare it with the rate posted through your online or discount broker, which might offer a better rate for the same GIC. (highinterestsavings.ca)
If you don't have a specific financial institution in mind, we recommend starting with regional and local banks, credit unions, and mortgage lenders since they'll know more about the local market than a national lender. (valuepenguin.com)