Consumer spending rates in the current economy contribute to the urge to change. (skadate.com)
But thinking in terms of annual spending rates and then backing into the portfolio management side of things can make it a more realistic exercise. (awealthofcommonsense.com)
But note too that with a robust stock allocation, even rather high spending rates (4.5 % +) work more than half of the time for many, many, years. (theretirementmanifesto.com)