But if you're in a financially stable household it makes more sense to use that money elsewhere, and open a line of credit to draw on in the event of a crisis. (moneysense.ca)
If you have stable household income, 2017 will probably let you ride out continued low variable - mortgage rates. (moneysense.ca)
Probably the most common characteristic of a financially stable household (besides the idea of living within their means) is an emergency fund. (knsfinancial.com)