However, it does provide more stable premiums since the consumers will have higher out of pocket cost when veterinary care exceeds the benefit allowed. (petinsuranceguideus.com)
Whole life insurance policies maintain stable premiums as well as an opportunity to build savings. (investopedia.com)
More importantly, the TFB has a good track record of not raising rates on a yearly basis to adjust their pricing, meaning you will have a more stable premium so long as your lifestyle remains relatively the same. (valuepenguin.com)