Given the limitations, there are several benefits that this type of life insurance provides for seniors who do not qualify for standard life insurance policies. (secureseniorlifeinsurance.com)
With standard life insurance policies, coverage exclusions can be wide - ranging and vary a great deal state by state. (bankrate.com)
Unlike standard life insurance policies where the surviving spouse is usually the beneficiary, second - to - die life insurance is generally used for estate planning purposes. (secureseniorlifeinsurance.com)