The baseline state cap is 2 percent or the annual inflation rate, whichever is lower, and can fluctuate greatly from one year to the next. (newsday.com)
Most states cap HELOC rates at 18 %, but they can adjust monthly. (debt.org)
If the index has a positive return in a given year, then the return is credited to the cash value — up to a certain stated cap (or maximum). (insurancequotes2day.com)