You can invest in bond funds by stated maturities (short - term, intermediate - term, long - term), credit quality (treasuries, junk bonds, investment grade corporate bonds) or pretty much any other way you can separate bond investments. (awealthofcommonsense.com)
According to Section 204.2 of Regulation D, non-personal time deposits must be subject to a minimum early withdrawal penalty provided they have a notice or stated maturity period of 1.5 years or more. (investopedia.com)
Above illustration is at 8 % investment return and considering investment in «Asset Allocation Fund II» At 4 % investment return the above stated maturity benefit would be Rs. 2,49,629 (myinsuranceclub.com)