It found that mortality varies by type of guarantee included in the annuities, the tax status of the policy (tax qualified or not) and contract size. (insurancenewsnet.com)
The policyholder can also call the insurance company and ask about the claim status of the policy. (policybazaar.com)
If the policy has as investment element such as an endowment policy, whole of life policy or an investment bond then the tax treatment is determined by the qualifying status of the policy. (en.wikipedia.org)