A "stock answer" is a pre-prepared response that is given to a question or problem without much thought or individualization. It is often a generic or standard answer that can be used repeatedly for similar situations. Full definition
When i use where is my refund, I have been getting the same stock answer for 4 months. (ttlc.intuit.com)
It's the sort of stock answer fans are used to hearing from players. (anfieldindex.com)
No more reciting stock answers from the internet or «stretching the truth» — use the answer builder to shine as a candidate and tell stories that clearly communicate key competencies to hiring managers. (biginterview.com)