And, of course, your gains are limited by the process used by the life insurance company to figure out how much you end up with from stock market increases. (lifeinsurancebyjeff.com)
But after a recent stock market increase, stock investments represent 80 % of your portfolio. (sec.gov)
I have to admit that I'm not as methodical as some when it comes to rebalancing, but I do tend to do some rebalancing from fixed income (bonds and cash) to stocks after stock market declines of 10 % to 20 %, and perhaps rebalance from stocks to fixed income after stock market increases of 25 % or more. (kevinoninvesting.com)