If you believe you need trip cancellation coverage, you can still control your travel insurance cost by not insuring expenses you would be refunded (hotels without strict cancellation policies, for example) and keeping your medical and evacuation limits at a reasonable amount (you don't need multi-millions in evacuation costs, for example). (travelinsurancereview.net)
Most plans have a strict cancellation policy. (creditdonkey.com)
Think carefully before you sign up, because they have a strict cancellation policy. (creditdonkey.com)