While most banks and credit unions want borrowers with strong credit history and good income, many online lenders operate under a different set of requirements. (valuepenguin.com)
Private parent student loans require strong credit history and score, along with verifiable income at the time an application is submitted. (lendedu.com)
Likewise, a person under 21 needs a fairly strong credit history in order to receive a line of credit. (creditflare.com)