However, the majority of graduates nowadays already enter the adult life with a burden of student loan obligations. (personalmoneyservice.com)
If you never received a refund, you may be eligible to reduce your federal student loan obligation by the amount that should have been refunded plus interest and related charges. (studentloanborrowerassistance.org)
Those who have borrowed from private sources may have an especially hard time paying down their current student loan obligations, as interest rates may be higher than those on government loans. (cedaredlending.com)