You're covered for hail damage only if you've purchased comprehensive insurance coverage, sometimes known as «other than collision,» which also covers such hazards as vandalism and theft. (carinsurance.com)
Aside from collisions, boat insurance can cover damage caused by fires, storms, and other such hazards. (costulessdirect.com)
The prevalence of such hazards was generally much lower in men. (sciencemag.org)