One of the reasons these figures are held in such high regard is because they are viewed as normal, everyday people. (owlmetrics.com)
The loans are given by a special set of lenders who do not hold credit scores in such high regard as banks do. (mortgagebrokerstore.com)
At the very least some scientific study might give them a bit more respect for the scientists they supposedly hold in such high regard. (politics.co.uk)