The phrase "suicide exclusion" means that someone's life insurance policy does not cover their death if it happens as a result of intentional self-harm or suicide. Full definition
Suicide — If the insured commits suicide within the two - year suicide exclusion period, the death benefit will not be paid to the beneficiary. (termlife2go.com)
With most policies, they come with a two - year suicide exclusion for the insurance company. (termlife2go.com)
Even if your life insurance company has not asked you any questions pertaining to suicide and / or depression, this two - year suicide exclusion clause may be listed in the fine print. (termlife2go.com)