For example, suppose you need $ 1,000,000 of coverage for 20 years because you have a newborn baby and a couple other children in the home. (termlife2go.com)
Studying (often) = boredom / wandering mind = supposed need for a snack = spoon + nut butter (+ / - celery). (californiaendlesssummer.com)
We should not go down the route of dovetailing into supposed needs on either side of the bell curve too much. (teachermagazine.com.au)