I am an OB Nurse and have had two home births (one water birth and one surprise breech birth). (jennifermargulis.net)
They refused to pay me one single penny, yet had I given birth in a hospital, they would've covered the entire thing (tens of thousands of dollars since I would've had a c - section due to my son being a surprise breech) less my one - time $ 10 copay. (crunchydomesticgoddess.com)
The first homebirth she attended in the support role was a surprise breech and another soon followed while she was employed as an assistant within a local birth center. (believemidwiferyservices.com)