If you are the divorced spouse of a worker who has passed away, you could still be eligible for survivors benefits if the marriage lasted 10 years or more. (elderlawanswers.com)
You and your spouse also can choose a smaller survivor benefit of 25 % of your annuity, with a 5 % reduction in your benefit. (opm.gov)
The social security survivor benefits would be more than enough to cover the ongoing costs to raise our kids with excess funds that could be used to fully fund any remaining 529 account needs. (thegreenswan.org)