Not only do target benefit plans eliminate the security of a defined benefits plan, which is bad enough; they also remove any incentive for employers to provide them. (aec-cea.ca)
The main point of target benefit pension plans is to shift the burden of risk away from governments and profitable corporations onto employees and retirees. (aec-cea.ca)
There also may be specific riders that provide targeted benefits for your specific situation. (majormedicalhealth.com)