You want to have minimal — if any — tax refund money in your bank account on the day that you file your bankruptcy. (natlbankruptcy.com)
Most people who apply for a loan on tax refund money need extra cash now. (nationalcashcredit.com)
There are even some less than reputable establishments that will give you money even before receiving your actual refund, as long as you pay them back with your actual tax refund money. (thebrokeprofessional.com)