The policy offers spouse cover benefit, death benefit settlement along with terminal illness benefit. (policybazaar.com)
... Some term insurance provide waiver of premium and terminal illness benefits which pay the insured about 40 % to 70 % of the coverage. (en.wikipedia.org)
Death Benefits: In case of death of the insured, the sum assured is paid with reduced terminal illness benefits to the beneficiary. (policybazaar.com)