Don't rely on oral confirmation from a bank at time of deposit that the cheque is good. (slaw.ca)
There are several things you can do to protect yourself in your dealings with the bank Don't rely on oral confirmation from your bank at time of deposit that cheque is good. (slaw.ca)
(As per my compliance officer, I must mention that past performance does not guarantee future returns, and investor returns may be lower due to transaction costs and fees, as well as timing of deposits and withdrawals). (keepcalmandinvest.com)