You also typically need to prove you've made timely mortgage payments in the past 12 months. (smartasset.com)
Months and years of timely mortgage payments... not only have they been paying down your house, they've been building up your collateral. (clintonsavings.com)
This arrangement requires timely mortgage payments on schedule, with an extra amount to rectify the delinquency in about 12 to 24 months. (badcreditloanservices.com)