Apart from being more transparent, with lower costs and improved tax efficiency, ETFs have helped create the opportunity for smaller investors to access asset classes previously available only to institutional investors. (indexologyblog.com)
You pay taxes on the money now but generally can access the assets tax - free upon retirement. (entrepreneur.com)
That way, your eLearning team can quickly access these assets when it's time to develop the eLearning course. (elearningindustry.com)