Yep, that's right, they have minimum limits policies because they get into frequent accidents and can not afford more coverage. (atlanta-injury-attorney-blog.com)
The rates are obviously lower when you are younger and you can afford more coverage for a longer time frame. (ljmlifeinsurance.com)
Since they make their policies more affordable by choosing higher deductibles, they are generally able to afford more coverage with higher limits. (carinsurancequote.net)