If you can not afford the minimum payments on your debts, you could consider making reduced offers. (nationaldebtline.org)
Even if the borrower can only afford the minimum payment now, he or she may want to save on interest by paying extra later on. (thesimpledollar.com)
After just a few months of «living of credit cards» families could barely even afford the minimum payments due, resulting in even more serious credit penalties and lower credit scores. (creditrepair.org)