I strongly agree with the observations in the article that assessing whether lending has been hurt by additional regulations or not is very difficult to measure. (americanbanker.com)
It is seen from the figure with both natural and human forcing that climate models simulations agree with observations very well during the period 1970 - 2000. (judithcurry.com)
This has the visual effect of forcing the models to essentially agree with each other and to essentially agree with observations over this 1986 - 2005 time period. (patricktbrown.org)