This is done so a person can not lie about their past claims when applying for coverage with a new company. (animallawcoalition.com)
This would involve applying for a different policy with the same carrier or possibly applying for coverage through a new company. (majormedicalhealth.com)
It's often beneficial for an applicant with pre-existing conditions to discuss them with an agent before applying for coverage, to increase the chances of a more favorable approval. (truebluelifeinsurance.com)