Credit scoring is a statistical method of assessing the credit risk of a mortgage application. (mattscottstl.com)
The growth of the student loan industry has increased public interest in how lenders assess the credit risk of young college - bound adults. (myfico.com)
The FICO ® Score summarizes information in your credit report into a single number that lenders can use to assess your credit risk quickly, consistently, objectively and fairly. (firstnational.com)