However, as part of the process, look to the underlying reason you accumulated these debts in the first place and create a play to avoid debt in the future. (hoyes.com)
No matter what strategy you use to get out of debt, it's important that you try to avoid debt in the future. (lendedu.com)
Some personal loan offerers, like Payoff, also provide financial education resources to help you avoid debt in the future. (policygenius.com)