Sometimes the truck driver is an independent contractor who carries a personal insurance policy. (craigswapp.com)
Even if the driver is an independent contractor for a company, if they were not properly supervised by the company, the company can be considered liable. (himpro.ca)
I've been an independent contractor for 10 years doing this column, so I book and buy all my own travel, and I'm fed up with these $ 150 change fees. (entrepreneur.com)