On death, higher of sum assured or fund value subject to a minimum of 105 % of total premium paid till date of death is payable to the nominee. (life.futuregenerali.in)
In case demise of the life insured during the policy term, the death benefit is payable to the nominee as a lump sum amount. (comparepolicy.com)
Additionally, the higher of top - up sum assured, 105 % of the top - up premiums paid or the top - up premiums fund value is payable to the nominee. (comparepolicy.com)