These apps make being responsible with your money simple and hassle - free. (moneysmart.gov.au)
Previously, my attitude would have been to let these slide until enough time has passed, but I've been taking steps to not just be responsible with my money. (money.stackexchange.com)
Many insurers use credit as a factor because, statistically, people who are responsible with money are more «risk averse.» (trustedchoice.com)