To justify those costs, your credit profile must put you in a position to benefit from a refinance in the interest rate environment in which you apply. (ifsautoloans.com)
However, you can still benefit from refinancing even with a poor credit score, especially if your current loan has a particularly high interest rate. (badcredit.org)
So borrowers benefit from refinancing debt through the platform. (retirebeforedad.com)