Cats love to knock stuff over or push things off tables, and that leads to a lot of broken items. (thenoseprint.com)
The replacement cost will cover to repair broken items, replace them with similar items, or offer a cash settlement for an item at it's current market value. (valuepenguin.com)
I filed a small claims case against a small company who broke an item that was shipped to me. (law.stackexchange.com)