Since stocks and commodities generally grow over time, the thinking goes that by saving each month investors will increase their odds of buying into the stock market when values are lower. (moneysense.ca)
Successful investors have done the opposite and bought into stock of hurting companies though, to apply the contrarian approach. (thedigeratilife.com)
Some were in cash because they're waiting to buy into stocks at lower levels or because they're worried about a potential market decline. (blog.fundx.com)