What is the point of buying something on sale if the finances charges cancel out the savings? (think-creditcards.com)
If buying something on impulse is a way of treating yourself «because you deserve it», come up with ideas on how else you can do it that doesn't cost money. (moneysmart.gov.au)
It's OK to have all those things picked out ahead of time; just don't buy them on credit until after you have the keys in hand. (trendinghomenews.com)