These benefits include collision coverage for car rentals, coverage for canceling your trip for any reason and upgraded medical coverage. (travelinsurance.com)
First of all, the very popular «package» plans feature benefits for canceled trips due to sickness of you or a traveling partner. (travelinsurancereview.net)
For example, you can't cancel your trip because you just lost your job if that's not a covered reason listed in your policy (many policies do cover this). (travelinsurancereview.net)