The phrase "to charge the borrower" means to impose a fee or an amount of money that the person borrowing needs to pay back along with the borrowed money. Full definition
Most lenders charge borrowers for fees paid to the lawyer or title company that conducts the closing. (realtor.com)
They include an origination fee the lender charges the borrower for loan services like taking and processing your loan application, underwriting and funding the loan, and other administrative services. (totalmortgage.com)
They don't charge borrowers anything, and they are working hard to help borrowers with their loans. (thecollegeinvestor.com)