One of the primary reasons that federal student loans are a good option is because the federal government doesn't check the credit history of applicants for student loans. (cedaredlending.com)
Because the lender does not check your credit history, the lender has no way of knowing if you actually possess the ability to repay the loan. (valuepenguin.com)
Some employers check your credit history before giving you a job or promotion to top - level management. (debtsettlement.com)