Currently, under federal law, mortgage applicants receive two disclosure forms and then two additional forms when closing on the loan. (realtormag.realtor.org)
In fact, statistics show that most mortgage shoppers start researching the market months before they actually close on a loan. (homebuyinginstitute.com)
But lenders will be on the lookout to make sure you can financially handle the new mortgage payment and the costs of closing on the loan. (veteransunited.com)