However, liability coverage only comes into affect when you are found to be at fault for the accident and only covers the bills for the other party involved. (carinsurancequote.net)
Although I had health insurance, I did not have disability insurance which would have helped cover my bills since I couldn't work. (religion.blogs.cnn.com)
If your debt occurs because your income does not cover your bills, consolidation will not help, as it will not increase your income or decrease your bills. (debtfirms.com)