Unfortunately, dealing with these representatives will severely damage your credit scores because they generally won't talk to you unless your account is over 90 days past due. (treesfullofmoney.com)
Adding her will not damage your credit score as long as the credit utilization stays low and payments are made on time. (wisebread.com)
This means you should never be afraid of damaging your credit scores by checking your own credit reports, despite myths to the contrary. (thesimpledollar.com)