As people get older their chances of developing illnesses increases, and life insurance policies may require medical exams, or result in higher premiums. (thebalance.com)
Based on your family medical history, if you expect to develop an illness in your later years, buy additional coverage now while you are still eligible and can afford it. (mylifeinsurancequotes123.com)
Additionally, some term life insurance plans can provide financial aid in case the insured child develops an illness during the term. (usacoverage.com)