For the defender of the emergency fund, if the argument has to do with risk mitigation we agree that an (almost) all equity portfolio like ours might too risky. (earlyretirementnow.com)
Most of this has to do with the risk brought on by the weather and other factors, rather than the regulatory environment. (effectivecoverage.com)
The former has to do with underwriting standards, while the latter has more to do with risk retention. (homebuyinginstitute.com)