The return does not reduce your purchase count, but it does reduce the points earned on those purchases from 500 to 300. (rewardexpert.com)
Customers can redeem the Rewards earned on their purchases by transferring them as money to their current account, trading them for retail gift vouchers or donating them to one of the chosen charities. (breakingtravelnews.com)
This five percent includes the standard one percent bonus that cardholders earn on every purchase made with the card. (creditcardeducation.com)