Typically, plans reduce the monthly amount of an early retirement benefit to reflect the longer expected payout over a person's life. (pbgc.gov)
As for dividends, most expect payouts to start climbing in the next three years, depending on the company. (canadianbusiness.com)
For example, if an individual owns a whole life policy with a death benefit of $ 100,000 and a cash value account worth $ 25,000, it is common for beneficiaries to expect a payout of $ 125,000. (pocketsense.com)