Negative information will typically fall off your credit report after seven years, 10 years if you filed bankruptcy. (debtsettlement.com)
Both the «paid collection account» and «paid settled» do not fall off your credit report until seven years after the date of first delinquency. (growingfamilybenefits.com)
You need to keep in mind that just because old student loans fell off your credit report does not mean they can't attempt collections or even sue you anyway. (getoutofdebt.org)