Some people love figuring this stuff out on their own: they love the trial - and - error, two steps forward and three steps back but then 4 steps forward chaos! (nerdfitness.com)
It's hard to figure out money, and if you're in your twenties, you're probably just figuring this stuff out for the first time. (policygenius.com)
This is especially true in the beginning when you're still figuring stuff out. (due.com)